Keeping a list of stuff inside your house—or a home inventory—could help you make a homeowners insurance claim after a fire or disaster.
Most insurance companies will want a record of lost or damaged items before they pay a claim.
Many companies have apps or online forms to help you make a home inventory— or you can build your own by using your phone to take pictures or video of each room in your home.
Some tips:
•Open closets and drawers. Record serial numbers, model numbers and estimated values of valuable items like appliances and electronics.
•Check your garage or storage shed for tools, lawn equipment, and sporting goods.
•Store your inventory, receipts, and appraisals online, in a safety deposit box, or away from your home with a family member or close friend.
•Update your inventory regularly, especially after making big purchases.
Have a question about insurance? Call TDI’s Help Line at 800-252-3439 or visit tdi.texas.gov.
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