Books transport people to different times, provide a sense of escapism and introduce readers to different schools of thought. Individuals may read for pleasure and/or to expand their intellectual horizons.
A college education is an investment in one’s future. But the costs associated with attending a college or university can vary greatly, particularly based on the type of institution, so it benefits students to shop around. According to a study by CreditKarma, conducted with data from the National Center for Education Statistics, the average annual cost of tuition and fees at a four-year private not-for-profit college in the United States is $33,230, whereas a fouryear public college averages $10,557. Public colleges, also referred to as “state schools,” can vary in price even further depending on the residency status of students. Students who reside in the state in which the college is located can expect to pay that $10,557 rate. However, out-of-state undergraduates at public colleges and universities will have an average cost of $24,847 for the same school. According to a 2021 College Board report, out-of-state students can expect to pay anywhere from double to three times the in-state sticker price. It can behoove students to establish residency where they plan to attend college or to apply to state schools where they live. To qualify for the lower price, in-state prospective students must meet various residency requirements, which vary by school and generally involve living in the state for a certain period of time prior to enrolling. Documentation such as a driver’s license, vehicle registration or proof of permanent primary residence are often needed.
Many people do not realize that the Christmas song, ”The Twelve Days of Christmas” starts on Christmas Day and ends on January 6, the Feast of the Epiphany. The parable of the gifts bestowed upon the true love mirrors the gifts that the donors to the Forney Education Foundation bestow upon the district as a whole. The various items really reflect all the different areas that the district has put into motion with all of the career pathways that are available to the students in Forney. So in that spirit (and still on-time!) I offer you this: On the twelfth day of Christmas, My true love gave to me Twelve readers reading, Eleven pipers piping (in the band room!), Ten bakers baking, Nine actors acting, Eight welders welding, Seven ceramists a-kilning Six robotics teams competing, Five Founders Believing!
Anglers across Texas and the nation marked their calendars for opening day of a new Toyota ShareLunker season. The 37th season kicked off New Year’s Day as anglers cast their lines in hopes of landing a Legacy Lunker largemouth bass (13-plus pounds) in Texas’ world-class fisheries.
Longtime supporter of the Forney Area United Way, Smurfit Kappa’s Forney Mill donated yet again in 2022. Through the company’s campaign, during which employees pledged to contribute, the grand total of Smurfit Kappa’s donation was $36,806. This generous contribution was recently presented by Bob Brown, Vice President of Mills, to the Forney Area United Way, which was represented by President Darrell Grooms.
Venison ham in a brine solution, soon to become corned venison.
LIKE CORNED BEEF? TRY CORNED VENISON!
As America’s drug overdose and death epidemic continues to impact communities of every size in every corner of the country, new challenges have emerged.
A strong financial history benefits consumers in myriad ways. Individuals with a history of paying their bills on time and avoiding significant consumer debt may be eligible for lower interest rates on big ticket items like homes and automobiles, potentially saving them tens of thousands of dollars over their lifetimes.
Spending time with family and friends is a major benefit to the outdoor lifestyle. Luke (center) spent a fine afternoon hunting last week with his friends Edgar Cotton (left) and David Cotton (right). No deer were taken but memories that last a lifetime were!
A CHRISTMAS DEER
If you’re feeling stressed about rising rents and interest rates, you are not alone. Most American renters say their rents increased in the past 12 months, and for many, their wage gains didn’t keep pace. In addition, mortgage rates have reached a two-decade high.
Real estate remains an especially lucrative investment vehicle. According to the S&P 500 Index, the median return on investment in the United States property market is 8.6 percent. That’s an important consideration for investors who are considering adding income properties to their portfolios. Though the costs associated with income properties can be substantial, the potential rate of return on those properties is significant. Individuals considering an income property investment are urged to speak with a financial advisor, who can shed light on various factors that must be examined prior to purchasing a property. For example, individuals counting on rental property income should familiarize themselves with how that income is taxed before investing.
With more free time on their hands, retirees may spend a portion of that time dining out at local eateries. While it’s commendable to want to support local businesses, eating out can quickly devour a budget if those on fixed incomes are not careful. Certain strategies can be used to help retirees save money while dining out.
“God sent Jesus to Mary’s tummy on Christmas,” says Kassandra, 6.
Mailing Address: P.O. Box 936, Forney, TX 75126
Physical Address: 201 W. Broad St., Forney, TX 75126
Phone: 972-564-3121
Fax: 972-552-3599
